Frequently Asked Questions

Q: Is auto insurance required where I live?
A: Yes, auto insurance is required for all drivers across the USA.

Q: Do auto insurance companies check your credit before giving you a quote?
A:Yes, credit checks are always done prior to any quote being offered.

Q: How does my credit score affect my rates?
A: Typically, the higher your credit score, the lower the insurance rates will be, though there are many other factors that come in to play.

Q: Are there minimum levels of coverage I am required to have?
A: Every state has a different minimum level of coverage that is required, but there is always some minimum.

Q: Can I still get insured if I have a DUI on my record?
A: Yes, SR-22 coverage is specifically for people who have poor driving records. Inquire about the different options that apply in your particular case.


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